Seller net sheet

An estimate of what you keep from a sale: the price, less your loan payoffs, commissions, title and closing fees, your share of the year’s property tax, and any credits or repairs you agree to.

In Kansas and Missouri, property tax is paid after the year it covers. At closing, you credit the buyer for the days of the year you owned the home, because the buyer will pay that year’s bill.

Your lender’s payoff statement, your title company’s quote and settlement statement, and your county tax statement. This sheet is for planning; the title company’s settlement statement is the final word.

No. Commissions are negotiable, and what you pay is set in your listing agreement and the purchase contract.